Even if you do not plan to apply for a loan, knowing your debt-to-income ratio can save you the day in the future.
What Is the Debt to Income Ratio? (+ Formula to Calculate It)
Direct Lenders Like SpotLoan & Similar Loans
The number of direct lenders like SpotLoan is huge. They offer customers to access funding fast without the drawn-out process that is common for bank loans.
Understanding the Personal Loan Pre-Approval: Prequalify or Get Pre-Approved?
Personal loans can be helpful for the times when you are strapped for funds and don’t have enough money in your savings account. But there are notions like pre-approval and prequalification that might be challenging to understand.
Saving Money Tips, Ideas and Hacks
Putting money away can seem like an impossible task to many.
If you feel uncomfortable at the thought of saving, you’re not alone. Struggling to save can be as simple as mis-budgeting or can run as deep as your limiting beliefs.
OppLoans Alternatives & Similar Sites
OppLoans is a popular American lending company that has been around for over 10 years.
Don’t ‘Fall Back’ Into Bad Financial Habits
It’s that time of the year. The temperature is getting colder and the days are getting shorter, I mean we literally lose an hour. It can be easy, with all the holiday traditions and even more so this year as we try to settle into some sense of normalcy, that we fall back into bad habits.
Does Your Credit Score Go Down When You Check It?
We all may need some money assistance once in a while. Every time you want to apply for a new loan, credit card, or other financial option, you need to keep in mind that your credit will be checked.