When financially stable, we typically do not pay much attention to our credit reports. The reason for that is that we expect that it will not be a problem tomorrow. And then life happens. Stressed and strapped for cash, the last thing you want to do is to start a credit bureau dispute. You might be surprised, but inaccuracies on your credit report may limit your access to credit in some cases. While it may also increase the costs of obtaining credit in others.
When you are living paycheck to paycheck it may seem almost impossible to get out of this tough situation. If you find yourself strapped for funds, you can often feel frustrated as it’s really challenging to become financially independent. Having debt makes this dream even more difficult to achieve as it slowly drags you down into the vicious cycle of having more and more debt each month.
When a sudden financial shortfall hits you, it may seem challenging to cope with unforeseen costs. Having a savings account can help, but too many consumers have to rely on their own means. Are there any other good options? Yes, if you weigh your current choices and choose the most suitable option, the risks will be minimized. Keep on reading to find out more on how to get emergency money today.
All is fair in love and war. Yet, the financial side is no exception, too. In times where you are looking for options to get funds, a credit card cash advance would be the solution.
Stuck with a bad score? Contrary to popular belief, bad credit doesn’t mean you must be bad at managing money. The good news is that this isn’t always the case. A bad score is not a verdict. Instead, it is an indicator you might have a hard time repaying a loan.
When you take out a loan, you promise and intend to pay it back. But one day an unexpected happens and you think you may miss a payment or two.
Even if you do not plan to apply for a loan, knowing your debt-to-income ratio can save you the day in the future.