Is It Smart to Get a Personal Loan for Debt Consolidation?

personal loan for debt consolidation

Many people use credit cards or have any other type of debt these days. 

If you struggle to make on-time monthly payments on several credit cards, overdrafts, or payday loans, it might be a better idea to turn it into a single monthly payment by taking a personal loan to consolidate debt.

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What Could (or Should) You Do With a Million Dollars?

what to do with million dollars

When it comes to dream scenarios, virtually everyone has wondered and fantasized about what to do with a massive windfall. Whether it’s winning the lottery, getting an inheritance from a wealthy relative, or earning a fat paycheck, getting a million dollars out of nowhere would be quite an experience.

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Moderation and Semi-Retirement

semi retirement

The FIRE Problem

FIRE (Financial Independence, Retire Early) has been a hot topic in the personal finance community for the last decade or so. Blogs and podcasts have thoroughly explored the topic through impressive stories of effort, self-control, and investing savvy. 

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