How Much Should You Have in an Emergency Fund? (Expert Roundup)

You have definitely heard the advice that you’d better have an emergency fund to pay for unexpected expenses thus protecting yourself from unanticipated events. Money philosophies may differ, but most financial experts agree that for a healthy financial plan it’s necessary to have some cash set aside for emergencies.

We are sure that guessing is not the best way for making financial decisions. So we decided to ask financial experts what would they answer to a person asking “How much money should I have saved in an emergency fund?” And we’ve got a bunch of great tips we can now share with you.

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15 Types of Loans for Retired Seniors

If you have already reached the retirement age, and think of taking loans, let’s be honest – it will be harder for you. Yet, your dreams of a new car, business, traveling or a brand-new house should not be postponed because retired loans are still possible to find.

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Does Applying For A Loan Affect Your Credit Score

You might’ve heard this a thousand times ‘Taking out a loan is a bad idea’. And for a thousand times there’s no better answer than ‘You know what, it depends’. If you take out a loan for the wrong reasons, it will come back to haunt you in several ways. Yet, if you apply for a loan for good reasons, it could become your umbrella on a rainy day.

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