How Much Should You Have in an Emergency Fund? (Expert Roundup)

You have definitely heard the advice that you’d better have an emergency fund to pay for unexpected expenses thus protecting yourself from unanticipated events. Money philosophies may differ, but most financial experts agree that for a healthy financial plan it’s necessary to have some cash set aside for emergencies.

We are sure that guessing is not the best way for making financial decisions. So we decided to ask financial experts what would they answer to a person asking “How much money should I have saved in an emergency fund?” And we’ve got a bunch of great tips we can now share with you.

Read more...

15 Types of Loans for Retired Seniors

If you have already reached the retirement age, and think of taking loans, let’s be honest – it will be harder for you. Yet, your dreams of a new car, business, traveling or a brand-new house should not be postponed because retired loans are still possible to find.

Continue reading

Does Applying For A Loan Affect Your Credit Score

You might’ve heard this a thousand times ‘Taking out a loan is a bad idea’. And for a thousand times there’s no better answer than ‘You know what, it depends’. If you take out a loan for the wrong reasons, it will come back to haunt you in several ways. Yet, if you apply for a loan for good reasons, it could become your umbrella on a rainy day.

Continue reading

How to Pay for a Funeral With No Money? [+Statistics]

When someone that you love passes away it’s a devastating event. If this happened unexpectedly, you may not have the money to organize everything. How to pay for a funeral with no money? Online lenders can help get funeral loans and get financial assistance in the most heartbreaking situation.

Continue reading

What Happens to Your Debts After You Die

But even if we would, some debts can be inherited. Well, the last thing we plan when taking out a loan is to die. Either you think about who pays your debt after you die. But should. Your contract might not have the section that states what happens to your debt after you die. 

Read more...

Adoption Loans: All You Should Know About

Are you dreaming about having a big family? Many families want to adopt a child but they don’t have enough financial means to do it. Personal loans for adoption are designed to support the needs of such families and help them fund all the expenses connected with child adoption.

Read more...