Money Saving Challenge: Top 3 Variants to Save Cash

Money Saving Challenge

Do you want to save cash for the upcoming vacation? Are you willing to make an emergency fund or a savings account? Whatever particular monetary goal you have, a money-saving challenge is what you need.

It is meant to help consumers meet certain financial targets and improve their financial wellbeing. Choose the most suitable saving money challenge that will offer you a solid plan on how to reach your aims.

Many people are dreaming about having enough funds to cover basic needs, have their personal finances in order, and save a lot. In reality, not many people can boast of having a decent savings account or an emergency fund and continue using borrow money app

Some consumers don’t even know the difference between these two accounts. While your savings are set aside for planned expenses, an emergency fund is meant to save you from unpredicted situations and unforeseen costs.

Do You Need Cash Immediately?

Fill out a request form to get money fast!

Get Money

Whatever resolutions you have for this year, learning the basics of saving is essential. If you can’t cope with regular saving on your own, a dollar-saving challenge might save the day. There are several types of money savings strategies. 

Money Savings Strategies

You may choose the best money saving challenge that will best suit your monetary needs. It’s great to start planning your future and save enough money to pay for the big-picture purchase, refuse personal loans to pay for credit card or fund your dream vacation.

While you may not have great self-organizational skills, choosing a money challenge will help you avoid hard times in terms of personal finances and get ready for any unforeseen events and temporary disruptions. 

One of the most widespread resolutions people have when they start an envelope money saving challenge is to save more cash in the long run. Are you sure you can keep self-promise for the whole year? If not, money saving envelope challenge is useful.

We understand how tough it may be to stick to your own resolutions especially when it comes to money. We will discuss each saving money envelope challenge in detail now. This way you will learn everything about the top envelope challenge savings and choose one that best suits your goals.

100 Envelope Challenge: Save $5,050!

We all want to have enough cash to cover daily needs and planned expenses. Unforeseen situations may easily unsettle you if you don’t have an emergency fund. It’s great to have a lot of cash in your savings account, but it may not be that simple to reach it.

You may be shopping spree or go impulse buying instead of sticking to your resolutions. A modern 10k in 100 days challenge with envelopes is what you may be looking for.

How to save 10k in 100 days? This is a popular 100 day money challenge that uses money envelopes for saving funds. You should have 100 envelopes labeled from one to 100. Then you should shuffle them up. The idea of this 100 day challenge is to draw out two random envelopes twice a week and put aside the amount you see on the envelope.

For instance, if you draw out an envelope number 50, you set aside $50. The whole challenge is 100 days long.

100 envelope challenge is a new financial trend! You can learn how to save 10000 in 100 days following simple rules. Fit My Money decided to join this challenge and carry out our readers from beginning to end.

What do you need?

In the original envelope challenge, you should take 100 envelopes. Still, we urge you to preserve nature and get our free printable 100 envelope challenge, collect money in the box and point out the appropriate number on the checklist!

How does it work?

Day 1 – put $1 into your box;
Day 2 – put $2 into your box;
Day 3 – put $3 into your box…

Have you already understood how to save 10k in 3 months envelope? You should save money daily, and the sum should be equal to the day number.

How much will I save?

Following the simple rule described above, you will save $5,050 in 100 days!!! Imagine that, just imaging that! 43% of Americans don’t have even $1000 as an emergency fund but you will have more than $5000! Hope you have no more doubts. It’s time to start.

Are you in? Take our free printable 100 envelope challenge chart and you gotta start your way to financial stability. But don’t think our mission is over. We are going to pass this challenge with you.

Under the printable money challenge chart, you will find 100(!) days benefits for your personal finances from mini-tasks to motivate you and your friends to free online courses.

So, what to do?

  • add this page to your bookmarks
  • leave the comment “I am in”
  • check this post day by day to get useful information

Let’s go!

Day 1 – Save $1: Game On

Choose 1 money affirmation and add it to your Insta story with #fitmymoneychallenge. You can also put it as your phone’s wallpaper and the universe will help you cope with this challenge.

Day 2 – Save $2: Spend Less

Learn more about minimalist approach to personal finance to spend less. Just a simple movie that describes a real case!

Day 3 – Save $3: Financial Planning

Check short course. Financial planning for adults is very important. Take the time and spend half an hour to gain necessary literacy.

Day 4 – Save $4: Basic Rules Of Money

To become rich you should understand the basic rules of money. Just 7 minutes and you will get closer to your financial freedom.

Day 5 – Save $5: Track Expenses

Of course, it is important to earn money (and the more the better), but you will never become successful of you can’t track and control your expenses. Mini-course on spending from OppLoans is absolutely free and available for everybody.

Day 6 – Save $6: Personal Finance Basics

Learn the basics on personal finances. This is no substitute for a full course, but we will succeed with a little steps.

Day 7 – Save $7: Wow!

Wow! You have been saving money for a week. This week was not significant by the sum, because you saved only $28, but these days were the most significant to discipline yourself and stay on the financial freedom way.

Day 8 – Save $8: How to Budget?

Budgeting is the most important skill in the world of financing. It means your ability to manage your money and track expenses, set the right financial goals, and plan its realization.

Day 9 – Save $9: Budgeting Principles

“Budgeting” is the king of personal finance management. Learn some main principles.

Day 10 – Save $10: 50/30/20 Rule

Take the time to watch one more movie and learn one of the budgeting strategies. We try to give the basic knowledge to prepare for most difficult and meaningful information.

Days 11 – 20: Hands on Banking

Dude, you really did great! It is the 10th day from the start and you have already saved 55 dollars! The time has come to take the matter more seriously. Please, take at least 1 hour a day for the next 10 days to pass the next task. Banking Cource – gain money skills you need for life.

Days 21 – 30: Free eBooks

You did such a good job. Hope you’re still saving money properly and your emergency fund is already $210! You gained enough basic knowledge to understand financial literacy. We find a good list of free books on personal finances. Just choose the most suitable for you and read in during the next 10 days. Don’t forget to tell about this #fitmymoneysavingcallenge on your Instagram. Post the book you chose in your Instagram stories and add one of the hashtags #fitmymoney100envelope #fitmymoneychallenge.

Days 31 – 40: Future Rich

Can you imagine that 465 dollars are saved by you in 30 days! Just one month and you have already built such a great emergency fund. 45% of Americans don’t have savings at all, but now you have a financial pillow.

Is it time to talk about richness? Future Rich is a free online 7-days course that will teach you how to save and what leads to richness.

Days 41 – 50: Watch Movies

It is fantastic! You saved 780 dollars and if you stay with us for the next 10 days you will get 1235 dollars. Could you imagine these numbers at the beginning of your journey? Me too.

Your task for the next 10 days is to watch one (or more) movies from the list below:

  • The Founder (2016)
  • Fyre Fraud (2019)
  • Fyre: The Greatest Party That Never Happened (2019)
  • Capital in the Twenty-First Century (2019)
  • Dirty Money (2018–2020)
  • American Factory (2019)
  • American Factory (2019)
  • The Big Short (2015)
  • The Big Short (2015)
  • Catch Me If You Can (2002)

Yes, almost everybody have already seen these movies. But with knowledge you gained, you would find a new sense there.

Small task for you: make an Instagram story about what movie you are watching and put the hashtags #fitmymoneychallenge #fitmymoney100envelope #fitmymoneysavingchallenge.

Days 51 – 85: Finance for Everyone

You’ve come to one of the greatest challenges. We prepared two self-paced and absolutely free courses. It means, no matter when you start the challenge and come to this task, you can start studying and pass the course any time.
The estimated time you would spend is 5-6 weeks, spending 5-6 hours per week. But don’t forget to save money everyday!

  • Foundations of Finance: Key Concepts of Financial Understanding
  • Finance for Everyone: Smart Tools for Decision-Making

Days 85 – 99: Earn More!

3615 dollars! It is fantastic! You saved $3,615. We know that it’s getting harder and harder to save money because the sum is growing every day and save $86 per day is much more difficult then saving $10 per day. But you should get a grip and make it to the finish line. Below is the movie about how to earn additional money fast. Choose the most suitable way for yourself. It will help you to get closer to the win!

Day 100: You Win!

Our congratulations! Today is the last day of the challenge. You saved $5,050! It is a good fund to start your business, invest and get passive income or simply save as an emergency fund.

You have the basic knowledge to manage this money. But we advise you never to stop learning. Fit My Money has a lot of useful information about personal finances. Improve your budgeting skills.

By the way, what are your feelings about that? Please, describe your impression in the comments and we will send a present to random people who passed the challenge. Waiting for you in the comments and on social media with #fitmymoneychallenge #fitmymoney100envelope #fitmymoneysavingchallenge hashtags.

Free Printable 100 Envelope Challenge

100 Envelope Challenge

You may also save 10k in 100 days challenge, but you should double the savings each week then. You will be able to utilize the final sum for the following:

  • Home improving;
  • Car repair;
  • Big purchase;
  • Emergency fund;
  • Solid savings account.

How Many Weeks Are 100 Days?

If you decide to start saving 10k in 100 days with this method, you will have 25 weeks for the 100 envelope challenge bi weekly.

How long is 100 days?

This is 25 weeks when you should save twice a week a certain amount.

If you follow the 100 day saving challenge, money will be saved for your needs and financial goals. When you need 200 dollars, you can solve this problem with $200 loan, but if you need $5,000 you should work on your emergency fund. Be ready to spend any amount as you may even draw out the 99 and 100 number envelopes during the same week.

It may be tempting to avoid such sums or postpone 5000 savings challenge, especially if you are short of funds at the moment. Thus, this 10 000 in 100 days challenge might not be suitable for every consumer.

It works great if you have a regular monthly income that allows you to set aside any sum up to $100 in a week. Many people who want to feel excitement choose this 100 day 10k challenge as they never know what number will be pulled out.

How to Save 10 000 Dollars In 100 Days?

If you need this amount in 100 days you should start saving twice as much each day. The 10k challenge in 100 days is a certain mind trick that allows people to save the sum they need to cover various costs or fund their monetary goals.

Is this 10k in 100 days envelope challenge suitable for every person?

No, it is meant for consumers with a decent monthly income. If you don’t have steady employment or a regular source of income, you won’t save 10000 in 100 days out of air.

This 100 envelope money saving challenge is designed for people who have enough money to save but need some help with the organization of their saving. When you stick to this method you know you won’t waste your salary but set it aside.

How Much Money Do You Save with the 100 Envelope Challenge?

The total amount is optional as each person may set aside a larger or a smaller sum depending on their income and monthly spending obligations.

If you have debt payments or other necessary expenses you may stick to the original rules of the 10k in 100 days challenge chart and save the amount stated on the envelope you pull out twice a week.

If you feel more secure and have enough income to save a larger sum, you may double the savings. Originally, you are asked to save $5,050 at the end of the challenge. It may be tempting to dig into the envelopes, especially when sudden expenses arise.

However, you should stay strong and use your income wisely. This way you will be able to reach your goals and go till the end.

52 Week Money Challenge: Save $1,378!

Do you want to know how to save 5000 in a year or even more? 52 week money challenge 2024 is probably one of the most widespread and popular ways of saving enough money to cover various expenses. 

This is also the easiest way to meet your financial resolutions and reach near-term and long-term monetary goals. The printable 52 week money challenge below is designed to help every consumer complete this challenge with less effort.

The idea of this 52-week money saving challenge is simple but helpful for every person who experiences difficulties with budgeting, planning or saving. This is a wonderful option to save enough funds in one year. You should save a particular amount of cash each week. 

Free Printable 52 Week Money Challenge

For instance, you should put $1.00 aside in the first week, $2.00 in the second week, $3.00 in the third week, etc. As you can see from the 52 week money challenge printable 2024, you should save $52.00 in the 52nd week.

If you follow this chart as well as the instructions, you will be able to save a minimum of $1,378.00 in one year. But if you increase the sum not for $1 but for $5 or $10, you can save $5000 in a year or more!

You may even save 20000 in a year if you save more each week. You will be able to utilize the final sum for:

  • Big-ticket purchases;
  • Planned vacation;
  • Wedding;
  • Christmas gifts;
  • Emergency fund;
  • Solid savings account.

How to Save 10000 In a Year Using This Method?

If you want to use 52 week money challenge $5000 is normal to save at the end of the year. And it is much better than using personal loans. In order to save more, you should try to save more each week. Start with $2, $3, $5, or even $10 a week and you will be able to have a large amount set aside at the end of the year.

This 52 week money challenge $20000 and less is a bit harder to save but if you are organized and have the motivation to reach your financial goals or get out of debt, this option is achievable.

But to save $10,000, you should start with $125 in the first week and increase the sum on $25 every week!

The free printable 52 week money challenge may help you achieve long-term aims or become financially independent. It’s easy as you begin with a smaller sum and work your way up until the total amount is saved. Hence, you may have a solid sum of cash by the end of December.

If it’s tough for you to start with a larger sum, you may stick to the original idea and begin with saving $1 during the first week. It’s more affordable even in January after the Christmas expenses.

Bonus post: Read about how to get $1,000 online right now!

6 Months or 26 Week Money Challenge

Do you want to have a certain amount of additional funds in your savings account just in half a year? If you follow the 26 week christmas savings plan, you will be able to save $5000 or even $10000 in only 6 months.

This is a popular weekly savings challenge. You have 26 weeks and should set aside a particular amount between $150 and $225 every week for 26 weeks.

This way, you will follow a biweekly money saving challenge and have $5000 to cover various expenses or purchase necessary items. This is another widespread method of saving money if you can’t keep self-promise to set aside cash each month. 

Of course, you should have a stable income source so that you feel comfortable enough to make such frequent savings. It’s a great opportunity to set a large amount aside in this weekly money challenge without too much effort and minimize wasting your funds.

26 Week Money Challenge Printable

26 weeks money saving challenge


How to Save 5000 in 6 Months?

You may find a printable version of a 6 month savings challenge and print it out so that it’s comfortable to notice your progress and write down the sums you’ve saved so far. 

In order to save $5000 in a 26 week savings challenge, you should save from $150 to $225 each week. You will see a certain sum in the chart and put it aside.

You should have a certain place to store your savings. You may either have a piggy bank or put money in a special savings account. Having a piggy bank may be suitable if your income is in cash. This weekly money saving challenge is suitable for every consumer. 

If you don’t want to be tempted to tap some cash from the piggy bank, you should better utilize a savings account. Consider opening a new account to place your savings.

Bonus post: How many savings accounts should I have?

How to Save 10000 in 6 Months

You may use a weekly savings chart to follow this bi-weekly savings 10000 envelope challenge. Also, you can set up an automatic transfer of a portion of your income toward savings. This way, you won’t forget about saving on a regular basis.

You may try bi-weekly 10k envelope challenge and save even $10000 in 6 months. A useful option is to adjust the challenge and tailor it to your personal financial needs.

You may try to save this sum, but you will have to double your weekly savings. If your monthly income isn’t large enough to make such savings, you may want to save less. It is more comfortable to save $5000 in this bi weekly saving challenge.

You may set a specific goal and know the exact reason why you need this amount by the end of the term. Thus, it will motivate you to reach your goal.

Remember that there are no strict rules for any 10k savings challenge. If you don’t feel comfortable with certain rules, you may adjust them to suit your needs.

For instance, you may utilize the reverse method of a bi weekly saving challenge or 52 week challenge. In other words, you will have to save a larger amount first and work your way toward saving less each month. It may be more preferable for people as it seems to get easier week by week and more comfortable to make regular savings.


How much money will you have after 100 Envelope challenge?

Assuming you start with $100 in the first envelope, you will have $200 in the second envelope, $400 in the third envelope, and so on. After 100 envelopes, you will have a total of $10,000.

How do you do the 100 envelope challenge biweekly?

The 100 envelope challenge is a great way to save money biweekly. Simply set aside $100 in an envelope, and don’t touch it until the end of the two-week period. This can be a great way to quickly build up savings, and it’s a great way to force yourself to live on a budget. Of course, the challenge can be modified to fit any budget. Simply set aside whatever amount you feel comfortable with, and don’t touch it until the end of the two-week period. This is a great way to start building up your savings, and it can be a great motivator to stick to your budget. Give it a try, and see how much you can save!

Are cash envelopes a good idea?

If you’re trying to stick to a budget, you may have come across the idea of using cash envelopes. The basic premise is that you withdraw a set amount of cash for each spending category, and then put it into an envelope labeled with that category. When the money in the envelope is gone, you’re done spending for that category. Some people find this system helpful because it provides a physical limit on their spending. Others find it inconvenient since it requires carrying around cash and keeping track of multiple envelopes. Ultimately, whether or not cash envelopes are a good idea depends on your personal preferences and situation. If you’re struggling to stick to a budget, it’s worth giving them a try.

How do you start a cash envelope system?

A cash envelope system is a great way to stay on top of your finances and make sure that you are not overspending in any one area. The first step is to figure out how much money you need to budget for each category, such as food, gas, entertainment, etc. Once you have a total amount for each category, you will need to get envelopes and label them accordingly. Then, when you get paid, you will put the appropriate amount of cash into each envelope. When you go to make a purchase, you will use the cash from the envelope instead of using your debit or credit card. This system can help you stay on track with your spending and avoid getting into debt.