Emily Morgan

Emily Morgan is a staff writer and editor at Fit My Money. Being in the financial industry for 6+ years she enjoys sharing personal experience, effective tips, and services reviews to help the customers make only the right steps when it comes to money.

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Emily Morgan, financial writer

Last Updated December 8, 2019

How to Find the Best Way to Pay Off Credit Card Debt

What can be added to the happiness of a man who is in health, out of debt, and has a clear conscience?

- Adam Smith

It’s hard to argue, life is not much fun when you’ve got lost in financial jungles and struggle to clear credit card debt. Whether it’s about buying things you enjoy or going out for dinner, financial obligations make life feel pretty miserable.

Are you fed up being dread receiving another bill? Good for you. It’s time for some motivation to kick your finances into shape ASAP. Paying off credit card debt is a tough gig, yet, who said you can’t win this battle?

Emily Morgan, financial writer

Last Updated November 26, 2019

The Best Financial Podcasts to Boost Your Financial Confidence

With seemingly everyone talking about podcasting, why not take advantage of it. No matter the topic, listening to these on-demand audio shows can become addicting. They can be as entertaining as they are educational. And personal finance podcasts are no exception, in fact.

The best thing is that you almost always have the option to listen to them for free. Face it, what could be more useful than work toward a secure financial future for free. Time to tap into expert knowledge with the best finance podcasts listed below.

In times where you seek advice from an expert, the best financial podcasts can come to the rescue. Organized in a very ‘do-it-yourself’ format, financial podcasts vary much in quality.

Emily Morgan, financial writer

Last Updated November 6, 2019

How to Build Business Credit

Having a lack of funding is one of the common hurdles for most small business owners. Building business credit could be a tough gig, yet, it is worth doing. It opens the door to more financial opportunities. Plus, a higher business credit score opens the door wider. It gives you a better chance of getting a loan, a line of credit, lower interest rates, and cheaper insurance.

“If you don’t build your dreams, somebody else would hire you to help them build theirs.”
– Tony Gaskin

So, think of your business credit report as an assessment, which means the creditworthiness of your company. At least banks, lenders and other suppliers will strongly rely on it before dealing with you.

Emily Morgan, financial writer

Last Updated October 29, 2019

Student Loan Debt – 2019 Stats & Alarming Tweets

Do you know that the District of Columbia’s student debt capital is one of the highest one? Georgia, Maryland and Minnesota follow next. In turn, Wyoming, Hawaii and West Virginia are among the leading states with the lowest student loan debt per capita.

So, what is the reason behind that? Well, according to the US Census Bureau’s American Community Survey, Washington D.C. is one of the most educated metropolitan areas in the District of Columbia. San Jose is a close second.

Emily Morgan, financial writer

Last Updated October 16, 2019

How to Freeze Your Credit Report to Prevent Identity Theft

It is quite easy to freeze your credit and it may be really helpful when it comes to protecting your data and accounts from frauds. This process can help to keep your private data safe and secure so that other people or criminals won’t be able to take a new loan or open credit lines in your name.

It’s free to make a freeze but it can significantly change your life and make you feel safe especially if you aren’t planning to take out a personal loan shortly. More than that, it won’t influence your credit score.

Here is what you need to know.

Emily Morgan, financial writer

Last Updated October 29, 2019

How to Become Financially Literate? (Expert Answers)

If all you know about money is how to spend them, then it’s high time for you to improve financial literacy. Getting smarter about your money means educating yourself, thus forming simple but smart money habits.

We’ve asked the financial experts to share their top tips on how to improve the personal financial literacy. And we’ve got their answers! You can find them below.

Emily Morgan, financial writer

Last Updated October 29, 2019

Interview with Travis Hornsby, CFA

Where Is The Best Place to Get a Personal Loan?

Interested in getting a loan? Whatever you need a loan for, chances are you can borrow money even with a low credit score. So, if you are trying to make ends meet, you might be wondering “Where is the best place to get a loan?”. No wonder, finding appropriate loan lender can become challenging.

Emily Morgan, financial writer

Last Updated October 29, 2019

Signature Loans Within Reach: Things You Should Consider to Get Approved

Want to make a personal loan a reality? With a signature loan, that can be as simple as that. Confirmed with the signature solely, it offers you an affordable way to borrow money. Yet, the only thing that is crucial when qualifying for signature loans is good credit history. Enough income is another key thing you need to succeed in the approval process.

Emily Morgan, financial writer

Last Updated October 9, 2019

What You Need to Know About Micro Loans

Do you remember the time when the only mention of micro loans considered a sort of community development programs somewhere far away? Luckily, times have changed. And that’s not the case anymore.