When financially stable, we typically do not pay much attention to our credit reports. The reason for that is that we expect that it will not be a problem tomorrow. And then life happens. Stressed and strapped for cash, the last thing you want to do is to start a credit bureau dispute. You might be surprised, but inaccuracies on your credit report may limit your access to credit in some cases. While it may also increase the costs of obtaining credit in others.
