Best Money Saving Apps [Top Reviews and Benefits You Get]

best money saving apps

If you can’t manage your personal finances properly, have issues with budgeting, or want to save more cash, you may benefit from special apps that help you save money.

They are designed for people who need a helping hand with their funds and want to avoid common mistakes. Saving money apps are usually tailored to your financial needs and current preferences.

Whether you are willing to meet your financial goals, get rid of debt, or just spend less each month, go ahead and select the most suitable app for you. 

We’ve made an overview of the top-rated and free apps for saving money during shopping and for saving aims.

Bonus post: Read about apps that let you borrow money.

Free Money Saving Apps

One of the key strategies of getting your personal finances under control is to create a budget. Now that we are living in the era of new technology and digital innovations, consumers can take advantage of the best apps for saving money. 

Some of them cost a fee while others are completely free of charge. So, if you want to track your spending and see where your money goes each month, here is a list of the free online tools to help you get started.

Mint

This is probably one of the most popular budgeting apps available today. It is also one of the top free money saving apps for consumers who are short of funds but want to improve their personal finances and manage them better. 

This is a wonderful and useful app for budgeting as it allows you to categorize and update various transactions and have a real-time picture of your spending. Such money saving apps free of charge like Mint link to the person’s credit or bank account and analyze the given data from those accounts.

By the way, you can use Mint as a borrow money app.

Cost: Free of charge

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PocketGuard

This is one of the best money saving apps 2021 as it helps you budget and save more cash. This is a great tool for tracking your expenditures and knowing how much you spend every month. 

The tool connects to your credit, savings, and checking accounts automatically. There are categories like “utility bills” or “travel costs”. Such apps that help you save money for a goal also send notifications when you are about to spend the last cash so that you stop in advance.

Cost: Free of charge

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Prism

This is one of many good money saving apps that is free to utilize. It is designed to help people stay on top of their spending and improve these habits. You have all your bills in one place as Prism syncs your accounts in the app. 

You may make regular payments through this online tool. It is convenient for avoiding late charges as it gives you an overview of how much you spend on a monthly basis.

Cost: Free of charge

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Wally

This is one of the top money saving apps that helps people understand their personal finances better and keep track of spending. It helps with budgeting and maintains a balance between the client’s expenses and income giving frequent notifications about the current balance and where the money is spent.

Cost: Free of charge

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Albert

This is one of the most useful apps for saving money goals that doesn’t cost anything. It helps to analyze your payment history and craft a custom budget to help you avoid overspending especially when you don’t have a steady source of income.

Moreover, you may receive special notifications and alerts about rising bills.

Cost: Free of charge

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Bonus post: If you don’t have savings but need money right now, check $50 instant loan apps reviews.

Money Saving Apps for Shopping

YNAB

YNAB (You Need a Budget) is one of the easiest money saving apps for shopping as well as for keeping track of spending. It offers clients real-time access to the information about your spending taken from your accounts. You may track your costs from any device and at any time which is convenient. 

This way you may think twice before spending spree if the app sends you a notification that you are short of cash. Such apps that help you save money from purchases are very useful.

Cost: $83.99 per year or $6.99 per month

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Acorns

This is one of the best money saving shopping apps that helps to save your cash without too much effort. Each time a client swipes a linked credit card this online tool will keep the change to help them save more. The change will be transferred to your investments. 

This is a comfortable way to build up your savings or an emergency fund if you don’t have one and one of the most convenient technology apps that help you save money when shopping.

Cost: $1, $2, $3 per month

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Clarity Money

This is one of the best grocery apps for saving money. It is designed to help consumers cancel unnecessary subscriptions, lower their monthly bills, and craft savings account to reach long-term financial aims. 

This app helps you gain control over your personal finances and avoid wasting money on shopping. It strives to make clients stop overspending so they have more funds left for their targets.

Cost: Free of charge

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Qapital

This is one of the money saving apps Android and iOS users may benefit from. It is designed for automatic saving and helps clients set aside a small portion of their income each month while keeping track of monthly bills and necessary payments. 

The change from every purchase is rounded up and transferred to your savings account to help you build up your budget.

Cost: $3 for a basic plan, $6 for a complete plan

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Halfdollar

This app is simple for every user and person who wants to master budgeting but has a lack of financial skills. No matter what your current income is this app will be useful for both full-time employees and even freelancers. You may include several types of income depending on your needs and wants.

Cost: Free of charge

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Apps That Help You Save Money for a Goal

Who doesn’t want to have a lot of savings set aside for planned expenses or unforeseen costs? The following apps for saving money goals are tailored to your monetary needs and help you save more cash in the long run and meet your financial aims.

Swagbucks

This is one of the top-rated money saving apps for goals and financial targets. Swagbucks is a perfect tool for helping clients to save during shopping and doing various activities. 

It provides special points for searching and offers a chance to obtain points for shopping at partner stores and completing online surveys. You may collect these points and get free gift cards at Amazon and other stores.

Cost: Free of charge

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Honey

This is one of the top money saving apps for goals today. This is a browser plugin available for different browsers including Firefox, Safari, Chrome, and Opera. It is meant for helping consumers save more cash for their financial targets by using coupon codes. 

Once you install this plugin you may notice popups when you checkout at various online stores. Also, there is a rewards program for its users.

Cost: Free of charge

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Shopkick

This is another online tool that is one of the best apps for saving money for a trip or other needs. Shopkick offers a chance to find different products, save your money, and find great deals at such stores as Macy’s, Target, Best Buy, and others. 

You may earn special points and rewards for inviting your friends, buying products, etc. Points may be used as gift cards to use them at the partner stores and save your cash.

Cost: Free of charge

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Capital One Shopping

This is one of the money saving apps for iPhone and Android users. It’s a browser plugin you may use for Firefox and Chrome. It allows you to download a mobile version as well. 

You may get coupons and save your cash for important financial aims as this app is similar to Honey.

Cost: Free of charge

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CamelCamelCamel

This is one of the useful apps that help you save money for a trip or other near-term and long-term financial goals. It doesn’t sell you camels or anything unnecessary but aims to offer a money-saving online tool in the form of a browser extension. 

You may compare current prices at various stores and find the best deals to save more cash and increase your savings account.

Cost: Free of charge

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In conclusion, you may review these online tools and money savings apps and select the most suitable one that will meet your current financial needs and help you with budgeting or saving.

FAQs

You may choose among the top-rated money saving apps for shopping from our review. Such apps as Clarity Money, Honey, Qapital, and others may help you save your cash in the long run.

You should download a special app or a browser extension before you start shopping. This way you may find the best deals to avoid spending too much cash.

There are many top-rated money savings apps. You should select an app that best suits your needs such as shopping expenses or financial goals.

SunMoney is a special money saving apps available on mobile devices. It is compatible with Suncoast credit union.

These apps are designed to help you cope with budgeting. Even if you aren’t familiar with it you will be able to master budgeting tricks by installing one of such apps.

Special triangle apps allow consumers and entrepreneurs to save more cash and keep track of their expenses. Google has developed such apps a few years ago.

The above-mentioned apps are tailored to the needs and financial preferences of the people. You may use various apps or install a web extension into your browser to enjoy the benefits of such apps.

Such apps are Shopkick, Honey, Drop, Rakuten, and others may be suitable for saving money during shopping. They offer the best deals and special coupons of discounts for clients.

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