Dave is a personal finance app that is known for its ExtraCash™ feature, which offers a short-term loan of up to $500. There are no required fees, but users may leave an optional tip. It also provides a banking service that does not charge overdraft fees and has no minimum balance requirement. Users can get free ATM withdrawals at 32,000 locations.
Our take
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Welcome bonus None
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Annual Fee $99
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Regular APR 29.99%
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Credit Score 300-640
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Welcome bonus None
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Annual Fee $39
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Regular APR 18.74%
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Credit Score None
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Welcome bonus None
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Annual Fee $49
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Regular APR 9.99%
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Credit Score None
-
Welcome bonus None
-
Annual Fee $99
-
Regular APR 29.99%
-
Credit Score 300-640
-
Welcome bonus None
-
Annual Fee $39
-
Regular APR 18.74%
-
Credit Score None
-
Welcome bonus None
-
Annual Fee $49
-
Regular APR 9.99%
-
Credit Score None
Dave App Is Best For
The Dave app works best for those who need a short-term loan and want to pay less than what traditional payday lenders charge. Because tipping is optional, users can choose to pay as little—or as much as they want. This can provide more flexibility for borrowers.