OppLoans Alternatives & Similar Sites

OppLoans

OppLoans is a popular American lending company that has been around for over 10 years.

Since its launch in 2010, this service has gained popularity and a great reputation among consumers for its dedication and willingness to help every borrower reach financial goals and get out of temporary emergencies.

This is a useful website for those who seek trustworthy financial help and require fast small loans.

Apart from this company, there are several OppLoans alternatives that work just as great and are suitable for American consumers who want to have more choices. 

If you are having a monetary shortfall at the moment and need to search for loans similar to OppLoans, the following reviews can help you a lot. 

Our reviews are unbiased and independent so that every consumer can make a wise decision.

Consider these sites like OppLoans if you are willing to apply on the web:

LendUp

There are many loans similar to OppLoans available for American borrowers these days, and LendUp is one of them. 

It is a licensed direct lender that is aimed at helping people get loans even with bad credit. There are two options: you can either request a short-term loan for up to 30 days but the maximum amount is $255. 

LendUp loans

Also, you may ask for an installment loan of up to $1,000 and the repayment period is up to 12 months. 

Depending on your personal financial needs, you can make your own choice. However, this website like OppLoans doesn’t work in many states so you need to check this information before you decide to apply.

CashNetUSA

CashNetUSA is among the other lenders like OppLoans. Generally, CashNetUSA offers payday loans, lines of credit, and installment loans for consumers in many states. For instance, you can get up to $1,200 for 35 days in Texas if you deal with this service. 

CashNetUSA loans

However, this company doesn’t work in every state and the APR may differ between states as well. Turnaround time is usually 24 hours or one business day which is convenient for the times when you have an emergency.

RiseCredit

This is one of the best loan places like OppLoans as it is an online lender suitable for consumers who need small or bigger sums.

You can request between $500 and $5,000 for various purposes as the company doesn’t ask why you may need the funds.

RiseCredit loans

Pay attention to the interest rates as they vary between 50% and 299% depending on your state and other payment conditions. 

Find out if this service operates in your state to be able to apply and check other details. Generally, it can be a helpful choice for people who seek unsecured loans.

SpeedyCash

One of the top advantages of such lenders similar to OppLoans is that a consumer has the opportunity to apply for the lending solutions over the phone, on the web, or in person. 

So, if you need a quick decision or want to save your time and receive quick cash as soon as possible, you may request the funds online or via phone from the comfort of your office or home. 

SpeedyCash allows you to obtain the funds on your prepaid card or deposit them in the bank account.

SpeedyCash loan

Pay attention to the fees and rates and they can be rather high. For example, you will have to pay 456.25% for a $100 payday loan in Alabama.

SpotLoan

This company also offers quick financial solutions to consumers across the USA. It has variable terms and repayment plans to select from. 

Quick and secure application is one of its benefits that allows you to obtain the necessary funds without the hassle and tedious paperwork. Money can be deposited to the borrower’s bank account the next business day provided that he or she applied by 5 p.m. ET.

Spot Loan

On the other hand, you can receive only between $300 and $800 for your needs. So, if you require a bigger sum, loans like SpotLoan may not be the best solution.

PersonalLoans

Are you searching for quick financial help from loan companies like OppLoans? Here is what Personal Loans service offers you today. 

You need to bear in mind that it is not the direct lender but a loan-matching company. It can connect your online application with the most suitable lenders available in your state. Here you can receive small personal loans, unsecured installment loans, and even payday loans for a couple of weeks.

Personal Loans

PersonalLoans.com offers lending options for a period between 90 days and 72 months which is rather convenient and flexible. However, the terms and rates depend on each lender and can reach up to 35.99%. 

Installment loans can be given of up to $35,000 for various needs and unpredicted expenses.

CashAdvance

Still searching for the best installment loans like OppLoans? CashAdvance is another useful service that is ready to suit your financial needs and provide professional assistance.

Cash Advance

This platform connects consumers with direct creditors to help them find the most suitable lending solution tailored to their needs and preferences. There is no need to send or fax any papers. Everything is conducted on the web and the application is rather simple. 

The company website doesn’t have any information about the interest rates as this figure depends solely on each lender. All the APRs, interest rates, and other terms can be discussed with the creditor itself.

All in all, there are many alternatives and other websites similar to OppLoans. You can review them and compare terms to opt for the most affordable service.

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