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What can be added to the happiness of a man who is in health, out of debt, and has a clear conscience?

- Adam Smith

Read more…“How to Find the Best Way to Pay Off Credit Card Debt”

What were your favorite three gifts you received last holiday season?

Can’t remember? What about just one gift?

Read more…“What to Do Instead of Buy Gifts This Holiday Season”

It’s hard enough paying down student loan debt. But when you’re making all of your payments on time and your balance keeps going UP, it feels impossible.

Worse, when you see your debt growing while you’re making on-time payments, it can make you wonder if there’s any point in making those payments at all. 

Read more…“HELP: Why Is My Student Loan Balance Going UP?!”

Saving money.

Everyone wants to do it but very few manage to execute it perfectly. You probably understand that in order to be successful in life you need to master the art of saving money. However, how are you supposed to save money on a low or zero income? 

Read more…“How to Save Money in College”

With seemingly everyone talking about podcasting, why not take advantage of it. No matter the topic, listening to these on-demand audio shows can become addicting. They can be as entertaining as they are educational. And personal finance podcasts are no exception, in fact. 

The best thing is that you almost always have the option to listen to them for free. Face it, what could be more useful than work toward a secure financial future for free. Time to tap into expert knowledge with the best finance podcasts listed below. 

Read more…“The Best Financial Podcasts to Boost Your Financial Confidence”

Having a lack of funding is one of the common hurdles for most small business owners. Building business credit could be a tough gig, yet, it is worth doing. It opens the door to more financial opportunities. Plus, a higher business credit score opens the door wider. It gives you a better chance of getting a loan, a line of credit, lower interest rates, and cheaper insurance.

"If you don't build your dreams, somebody else would hire you to help them build theirs."

Read more…“How to Build Business Credit”

Do you know that the District of Columbia’s student debt capital is one of the highest one? Georgia, Maryland and Minnesota follow next. In turn, Wyoming, Hawaii and West Virginia are among the leading states with the lowest student loan debt per capita.

So, what is the reason behind that? Well, according to the US Census Bureau’s American Community Survey, Washington D.C. is one of the most educated metropolitan areas in the District of Columbia. San Jose is a close second.

Read more…“Student Loan Debt – 2019 Stats & Alarming Tweets”