It is quite easy to freeze your credit and it may be really helpful when it comes to protecting your data and accounts from frauds. This process can help to keep your private data safe and secure so that other people or criminals won’t be able to take a new loan or open credit lines in your name.
It’s free to make a freeze but it can significantly change your life and make you feel safe especially if you aren’t planning to take out a personal loan shortly. More than that, it won’t influence your credit score.
Read more…“How to Freeze Your Credit Report to Prevent Identity Theft”
If all you know about money is how to spend them, then it’s high time for you to improve financial literacy. Getting smarter about your money means educating yourself, thus forming simple but smart money habits.
We've asked the financial experts to share their top tips on how to improve the personal financial literacy. And we've got their answers! You can find them below.
Read more…“How to Become Financially Literate? (Expert Answers)”
Travis Hornsby is the founder of Student Loan Planner and the host of the Student Loan Planner podcast. To date, Student Loan Planner has consulted on over half a billion in student debt.
Travis is a Chartered Financial Analyst and brings his background as a former bond trader trading billions of dollars.
Read more…“Interview with Travis Hornsby, CFA”
Who would you imitate if you could model your life after anyone in the world?
Young children do not have this choice. Most often it is their parents. From birth, they observe and study their parents' behavior. They record it. They internalize it. They act on it. It is automatic. It is where education begins or takes a giant leap forward. Consciously or not, teaching occurs. Learning starts. It happens whether you want it to or not. It is automatic.
Read more…“3 Simple Steps Any Parent Can Take to Give Kids a Financial Role Model Worth Imitating!”
When you feel an urgent money need, there are multiple options for you to choose from. What is the best place to get a personal loan and borrow money? Where should you turn to and which places should you avoid?
The best place for a personal loan is the lending institution that approves your application with the most competitive interest rate, loan amount, fees, and the repayment period.
Read more…“What Is the Best Place to Get a Personal Loan?”
The way consumers do business and take out lending solutions has been revolutionized by the peer-to-peer economy over the last decade.
Microloans have changed how people think about loans and what requirements they are faced with.
Read more…“What You Need to Know About Micro Loans”