Emily Morgan

Emily Morgan is a staff writer and editor at Fit My Money. Being in the financial industry for 6+ years she enjoys sharing personal experience, effective tips, and services reviews to help the customers make only the right steps when it comes to money.

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Post by Emily Morgan

FIRE Movement: The Hard Truth About How To Retire Early

Last Updated May 29, 2020

It’s only Monday morning but you already find yourself counting down to Friday each week? Well, you are not alone. Just because we are all in different colors, shapes, and sizes, it doesn’t mean we don’t have common wishes. And one of those is about early retirement.

In times where many earn generous incomes, some choose to earn less. Thing is, some can’t wait to retire ASAP, and others hope to attain financial independence and never stop working.

Dreaming of retiring early? Well, it’s a struggle for many. Unless you live on a desert island somewhere, it’s likely you’ve heard of the FIRE Movement.

What Is the Best Credit Monitoring Service? Here Is How to Choose One

Last Updated February 14, 2020

A credit score and credit report are essential when it comes to financing. It affects your overall creditworthiness and ability to obtain mortgages, personal loans, and auto loans or get a credit card.

However, many people still aren’t aware of their credit or have experienced identity theft in the past. Credit monitoring is a perfect way to keep track of your credit history and know if there are any errors.

How to Find the Best Way to Pay Off Credit Card Debt

Last Updated May 24, 2020

What can be added to the happiness of a man who is in health, out of debt, and has a clear conscience?

- Adam Smith

It’s hard to argue, life is not much fun when you’ve got lost in financial jungles and struggle to clear credit card debt. Whether it’s about buying things you enjoy or going out for dinner, financial obligations make life feel pretty miserable.

Are you fed up being dread receiving another bill? Good for you. It’s time for some motivation to kick your finances into shape ASAP. Paying off credit card debt is a tough gig, yet, who said you can’t win this battle?

The Best Financial Podcasts to Boost Your Financial Confidence

Last Updated February 25, 2020

With seemingly everyone talking about podcasting, why not take advantage of it. No matter the topic, listening to these on-demand audio shows can become addicting. They can be as entertaining as they are educational. And personal finance podcasts are no exception, in fact.

The best thing is that you almost always have the option to listen to them for free. Face it, what could be more useful than work toward a secure financial future for free. Time to tap into expert knowledge with the best finance podcasts listed below.

In times where you seek advice from an expert, the best financial podcasts can come to the rescue. Organized in a very ‘do-it-yourself’ format, financial podcasts vary much in quality.

How to Build Business Credit

Last Updated February 14, 2020

Having a lack of funding is one of the common hurdles for most small business owners. Building business credit could be a tough gig, yet, it is worth doing. It opens the door to more financial opportunities. Plus, a higher business credit score opens the door wider. It gives you a better chance of getting a loan, a line of credit, lower interest rates, and cheaper insurance.

“If you don’t build your dreams, somebody else would hire you to help them build theirs.”
– Tony Gaskin

So, think of your business credit report as an assessment, which means the creditworthiness of your company. At least banks, lenders and other suppliers will strongly rely on it before dealing with you.

Student Loan Debt – 2019 Stats & Alarming Tweets

Last Updated March 16, 2020

Do you know that the District of Columbia’s student debt capital is one of the highest one? Georgia, Maryland and Minnesota follow next. In turn, Wyoming, Hawaii and West Virginia are among the leading states with the lowest student loan debt per capita.

So, what is the reason behind that? Well, according to the US Census Bureau’s American Community Survey, Washington D.C. is one of the most educated metropolitan areas in the District of Columbia. San Jose is a close second.

How to Freeze Your Credit Report to Prevent Identity Theft

Last Updated March 16, 2020

It is quite easy to freeze your credit and it may be really helpful when it comes to protecting your data and accounts from frauds. This process can help to keep your private data safe and secure so that other people or criminals won’t be able to take a new loan or open credit lines in your name.

It’s free to make a freeze but it can significantly change your life and make you feel safe especially if you aren’t planning to take out a personal loan shortly. More than that, it won’t influence your credit score.

Here is what you need to know.

ID theft statistics — Data source: Debt.com

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